…and can sometimes lead to some – or all – of the investments being lost for good.
Professional advice will help to avoid such mistakes, and will help you to get the best from your capital to achieve the investment goals you are seeking.
We can help guide you through the investment maize to ensure that your capital is invested in the most tax efficient way into investments that you understand and are comfortable with. Below are some of the types of investments that we may recommend to our clients:
Where money is put into an account with a bank or a building society, and where interest is earned on that money. Typically capital is not deemed at risk with such products.
Typically also deposit based, money is put into an account with a bank or building society, but where the money is committed for a specific term in return for a greater rate of interest payable. Typically capital is not deemed at risk with such products.
Typically capital is deemed at risk with such products.
Where money is invested into a deposit account up to a maximum investment limit per annum and interest is payable free of deduction to Income Tax. Typically capital is not deemed at risk with such products.
Where moneys are invested into “asset backed” investments, which can comprise typically of assets listed below. These are usually accessed via a Unit Trust or OEIC to ensure sufficient diversification. Typically capital is deemed at risk with such products.
Where moneys are placed into an investment managed by a life insurance company for you in specific asset-backed investment funds, where the gains of which are taxable as Income Tax rather than Capital Gains Tax like other asset backed investments.
Past performance is not necessarily a guide to future investment returns. Investment may fall as well as rise in value and you may not get back what you put in.’
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Ellersley
Folly Road
Lambourn
Berkshire
RG17 8QE
Mon – Thur – 8.30am – 5pm
Friday – 8.30am – 4pm
Saturday – Closed
Sunday – Closed
Head Office: 01488 670202
Reed Financial is a trading name of Reed Financial Ltd, an appointed representative of Best Practice IFA Group Limited which is authorised and regulated by the Financial Conduct Authority registration number 230465. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.
The Financial Conduct Authority does not regulate tax planning, tax and trust advice, cashflow modelling, estate planning, national savings or buy to let business.
Registered in England, number 06523721, registered office: Ellersley, Folly Road, Lambourn, Berkshire, RG17 8QE.